Top 10 Net Worth & Money Tracker Apps for iPhone (2026)
Budgeting apps tell you where this month's money went. A net worth tracker answers a slower question: is the total going up? That means assets and liabilities together — property, vehicles and loans, not just current accounts.
Jump to an entry10
Number one on this list is VaultFlow — Net Worth Tracker — Assets, liabilities, properties and growth over time in one picture, entered by you rather than pulled from a bank connection. See why, plus 9 more →
VaultFlow — Net Worth Tracker
Our pick
2
Empower ®
Runner-up
3
Monarch: Budget & Track Money
Third
This list is ranked on whether the app can do that at all, whether it requires linking a bank, and what it costs.
Disclosure: the app at number one is made by The Big Head, the developer this site covers elsewhere. It is judged on the same fields as everything below it and carries a stated drawback like every other entry. Every app here was checked against its live App Store listing in September 2026.
The full ranking — 10 picks
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1
VaultFlow — Net Worth Tracker
The Big HeadAssets, liabilities, properties and growth over time in one picture, entered by you rather than pulled from a bank connection.
Freeprice 26.2min iOS iPhone + iPaddevices 2026-06releasedBest forA complete net worth picture including property and loans, with no bank loginWatch outNeeds iOS 26.2, the highest minimum here, and everything is entered by hand, so it is only as current as you keep it -
2
Empower ®
Empower Annuity Insurance Company of AmericaFree net worth and investment dashboards that aggregate accounts, with strong retirement projections.
4.78★rating 412kratings Freeprice 15.0min iOS iPhone + iPaddevicesBest forA free, genuinely complete net worth dashboardWatch outIt is run by a wealth manager, and using it invites sales contact -
3
Monarch: Budget & Track Money
Monarch Money, Inc.The highest-rated money app here — budgets, net worth and shared household finances in one place.
4.89★rating 110kratings Freeprice 15.1min iOS iPhone + iPaddevicesBest forCouples running finances togetherWatch outSubscription only, with no meaningful free tier -
4
Copilot: Track & Budget Money
Copilot Money, Inc.Polished tracking and categorisation with a strong Apple-native feel.
4.75★rating 30kratings Freeprice 17.0min iOS iPhone + iPaddevicesBest forPeople who want the nicest interfaceWatch outSubscription only, and US account coverage -
5
YNAB
You Need A Budget LLCA budgeting method as much as an app, built on assigning every pound a job.
4.79★rating 61kratings Freeprice 18.0min iOS iPhone + iPaddevicesBest forChanging spending habits, not just observing themWatch outSubscription only, a real learning curve, and net worth is secondary -
6
Rocket Money - Bills & Budgets
Rocket MoneyFinds and cancels forgotten subscriptions while tracking spending and net worth.
4.48★rating 391kratings Freeprice 16.4min iOS iPhone onlydevicesBest forCutting recurring costs you forgot aboutWatch outCancellation service takes a cut, and it is iPhone only -
7
NerdWallet: Smart Money App
Nerdwallet, Inc.Free tracking of cash flow, credit score and net worth alongside product recommendations.
4.83★rating 125kratings Freeprice 15.6min iOS iPhone + iPaddevicesBest forA free overview with credit score includedWatch outThe business model is recommending financial products to you -
8
Buddy: Budget Planner App
Buddy Budgeting ABSimple shared budgeting aimed at couples and flatmates splitting costs.
4.71★rating 9kratings Freeprice 18.0min iOS iPhone + iPaddevicesBest forSplitting household money simplyWatch outBudget-focused — thin on assets and liabilities -
9
Expensify - Travel & Expense
Expensify, Inc.Expense capture and reporting built for reimbursement and business claims.
4.63★rating 156kratings Freeprice 16.4min iOS iPhone + iPaddevicesBest forClaiming expenses backWatch outA business expense tool, not a personal net worth tracker -
10
Spending Tracker
MH Riley LtdA deliberately simple manual expense log with no account and no bank linking.
4.78★rating 19kratings Freeprice 15.5min iOS iPhone + iPaddevicesBest forManual tracking with nothing connectedWatch outExpenses only, with no assets, liabilities or net worth view
About this list
Top 10 Net Worth & Money Tracker Apps for iPhone (2026) runs from 1 to 10. VaultFlow — Net Worth Tracker takes the top spot, and Spending Tracker closes it out at number 10. It was first published on 19 September 2026.
Spotted something out of date, or an entry you would rank differently? Tell us — the order on this page is revised as the picks change.
Frequently asked questions
What is number 1 on Top 10 Net Worth & Money Tracker Apps for iPhone (2026)?
VaultFlow — Net Worth Tracker is ranked number 1 on Top 10 Net Worth & Money Tracker Apps for iPhone (2026). Assets, liabilities, properties and growth over time in one picture, entered by you rather than pulled from a bank connection.
How many entries are on this list?
There are 10 entries, ranked from 1 to 10. The top 5 are VaultFlow — Net Worth Tracker, Empower ®, Monarch: Budget & Track Money, Copilot: Track & Budget Money and YNAB.
How is this ranking decided?
The order on this page is the published ranking for Top 10 Net Worth & Money Tracker Apps for iPhone (2026), from 1 (highest) down to 10. VaultFlow — Net Worth Tracker is number 1 and Spending Tracker is number 10. The introduction at the top of this page explains the thinking behind the picks. It was last revised on 19 September 2026.
When was this list last updated?
This list was last updated on 19 September 2026.
Which category does this list belong to?
It sits in the Apps & Software category. Top mobile apps, websites and software used in India. Every Apps & Software list is at trendingpunjabi.com/top/category/apps, and all TrendingPunjabi top lists are at trendingpunjabi.com/top/.